Comprehensive Financial Planning and Investment Management

For clients who are still working, our job is to make sure you have enough money to provide for your family and meet your retirement goals. For retired clients, our goal is to make sure you sustain an income and that your family is taken care of when you are no longer here.

We do this by establishing a long-term financial planning relationship that guides you through the important financial decisions you will need to make in order to reach your goals.

The biggest threat to your retirement may be the college tuition bills you have to pay between now and then. When you work with us, we’ll help you become a smarter consumer of a college education. We’ll help you determine which schools are the best financial fit for you and your student, identify the best opportunities to receive financial aid and help you pay less for your children’s college education so you can save more for your retirement.

We believe in a long-term, diversified and risk-adjusted approach to managing money. In plain English: We want you to be able to sleep at night.

Every client portfolio is tailored to your unique needs, goals and risk tolerance. Our firm uses a combination of  interest income, stock dividends and other income sources, to manage stock market risk while producing regular, recurring and rising income.

As licensed insurance agents, we can recommend the right types and amount of insurance for your situation. When necessary, we will refer you to outside experts to meet your insurance needs.